This site explains how to take online credit card orders without a merchant account and reviews the online billing services of credit card processors who will accept credit cards on your behalf.
merchant account logo for
Learn more about merchant accounts!
The great online credit card processing scam!

What is an Internet merchant account?

What is a third party credit card processor?

When should I use an Internet-based credit card processing service, and when should I get my own merchant account?

Direct comparison of credit card processing services and their fees

Welcome to "No Merchant Account".

This site reveals one of the "secrets" on the Internet!

You don't need an expensive Merchant Account and fancy software to accept credit cards on the Internet! You can use a credit card processing service and not even pay setup fees or monthly fees!

You will have no need to pay for expensive processing software, a secure server, monthly 'gateway' fees or 'minimum transaction fees'!

Now that's a free merchant account!

Incredibly, your only charge is a percentage of the cost of the transaction. In this manner you cannot *lose* money, you *only* pay fees if you sell your product.

Please bookmark this site if you are interested in accepting credit cards online and learning about merchant accounts without being scammed!

Feedback, comments? Please use our support services website Please note that we do not offer credit card processing services. For a list of sites that do, please see this page

You don't need a Merchant Account to Accept Credit Cards on the Internet!

By using this site you agree that you've read and will abide by our terms and conditions of site usage. Also available is our privacy policy

No responsibility is accepted for the accuracy of the information on this site. By viewing this site you accept that the information provided was, to the extent of the publishers knowledge, accurate at the time of publishing to the Internet. Any errors or omissions at the time of publication or any changes made since publication by external websites which render the information on this site inaccurate, are not the responsibility of Scamfree Ltd and any liability for any losses incurred by using or not using the information on this site is expressly disclaimed.

Copyright, © 1997-2008,

Scamfree Ltd,
Suite 501, International House,
223 Regent Street,
London W1B 2QD
0800 083 0802
Registered in United Kingdom.
Company number: 04048009